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Homeowners insurance provides financial protection aganist disasters. A standard pokicy insures the home itself and the items you have inside.
Homeowners insurance comes as a package policy. Which means, it covers both damage to your property, your liability or legal responsibility for any injuries and property damage you or family members cause to other people or household pets.
Damage cause by most disasters is covered but there are exceptions. Most significant damages are caused by floods, earthquakes and poor maintenance. Two separate policies are required for flood and earthquake coverage. Maintenance-related problems are the homeowners' responsibility.
- We get you the best insurance rates with no shopping around. Rates vary widely between companies depending upon your zipcode, your claims history and other factors. Our agents know which companies offer the best rates based on each person's unique situation.
- We only do business with the nation's best A-rated insurance carriers.
- We provide local customer service claims support.
- We offer a wide a range of policies, including:
Homeowner, Automobile, Condominium, Renters (Apartment), Watercraft, Life and Mortgage Life, Personal excess liability, and Umbrella protection.
- We deliver policies to the closing table.