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HUD gives top priority to Owner Occupant purchasers in the sale of its properties. Owner Occupant purchasers are given exclusive bidding rights during a property’s first days or weeks on the market.

The Exclusive Owner Occupant bidding periods are as follows:

On IN and IE properties – the Exclusive bid period is 30 days. All bids received during the first 10 days of the Exclusive bid period are held and opened on the 11th day.  If there is not an acceptable bid, on days 11 through 30, bids will be opened daily until there is an acceptable bid or 30 days, whichever is sooner. If there is not an acceptable Owner Occupant bid during the first 30 days, bidding is open to Owner Occupants and Investors on day 31. Bids will be opened daily until an acceptable bid is received.

On UI properties – the Exclusive bid period is 5 days. All bids received during the 5 day Exclusive bid period are held and opened on the 6th day.  If there is not an acceptable Owner Occupant bid during the first 5 days, bidding is open to Owner Occupants and Investors on day 6. Bids will be opened daily until an acceptable bid is received.

For an explanation of the IN, IE and UI codes, click on the Financing tab and scroll down to “What do "IN", "IE" and "UI" mean on a HUD property?”

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